Our policies are available exclusively through UK brokers

Keeping businesses moving

Own goods and trades insurance caters for small fleets of just five vehicles through to very large and diverse fleets, from a wide range of industries.

We cater for the needs of a wide range of clients, from family run firms using small mixed vehicle fleets, to large organisations with an array of vehicles. Whether it’s standard cars, electric vehicles or the weird and wonderful, we’ll keep them moving all on one policy.

INTRO FLEET

Our Own Goods & Trades features

2021 FEAT PHONE
Direct access to expert underwriters available to discuss each individual risk
2021 FEAT FLEXIBLE
Flexible approach to underwriting
2021 FEAT CLAIMS HANDLING
Dedicated operations team
2021 FEAT REPAIRS
In-house expert claims handlers and engineers

Our Own Goods & Trades appetite

VEHICLES 2021 FLEET

Vehicle appetite

Risks with five or more vehicles (contact our Commercial Team for risks with up to five vehicles)

Combination of all vehicles types including electric vehicles

Client profile

Wide range of business types and occupations considered

Small family run businesses through to large corporations

Businesses established for more than three years

Businesses with a proactive approach to vehicle and or driver risk management

Situation appetite

All risks are considered by an expert fleet underwriter excluding:

  • NCD rated risks
  • New ventures
  • Risks with less than five vehicles

Own Goods & Trades documents

Find policy documents and other useful paperwork here

Document type

Policy documents

IPID personal motor fleet own goods and trades insurance ERS Fleet IPID COMP 1122 IPID personal motor fleet own goods and trades insurance ERS Fleet IPID ADFT 1122 IPID personal motor fleet own goods and trades insurance ERS Fleet IPID TPFT 1122 IPID personal motor fleet own goods and trades insurance ERS Fleet IPID TPO 1122 IPID personal motor fleet own goods and trades insurance ERS Fleet IPID FT 1122 ERS Fleet IPID TPFT 0922 ERS Fleet IPID TPO 0922 ERS Fleet IPID ADFT 0922 ERS Fleet IPID COMP 0922 ERS Fleet IPID FT 0922 Ipid motor fleet own goods and trades insurance ERS SDH IPID TPO 1221 Ipid motor fleet own goods and trades insurance ERS SDH IPID ADFT 1221 Ipid motor fleet own goods and trades insurance ERS SDH IPID COMP 1221 Ipid motor fleet own goods and trades insurance ERS SDH IPID FT 1221 Ipid motor fleet own goods and trades insurance ERS SDH IPID TPFT 1221 Ipid motor fleet own goods and trades insurance ERS Fleet IPID TPO 1221 Ipid motor fleet own goods and trades insurance ERS Fleet IPID ADFT 1221 Ipid motor fleet own goods and trades insurance ERS Fleet IPID COMP 1221 Ipid motor fleet own goods and trades insurance ERS Fleet IPID FT 1221 Ipid motor fleet own goods and trades insurance ERS Fleet IPID TPFT 1221 Ipid motor fleet own goods and trades insurance ERS Fleet IPID COMP 0619 Ipid motor fleet own goods and trades insurance ERS Fleet IPID ADFT 0619 Ipid motor fleet own goods and trades insurance ERS Fleet IPID TPFT 0619 Ipid motor fleet own goods and trades insurance ERS Fleet IPID FT 0619 Ipid motor fleet own goods and trades insurance ERS Fleet IPID TPO 0619
Statement of facts motor fleet own goods and trades insurance ERS Fleetsure SOF 1122 Statement of facts motor fleet own goods and trades insurance ERS Fleetsure SOF 1221 Statement of facts motor fleet own goods and trades insurance Fleetsure SOF 0618 Statement of facts motor fleet own goods and trades insurance ERS Fleetsure SOF 0618 Statement of facts motor fleet own goods and trades insurance ERS Fleetsure SOF 0619 Statement of facts motor fleet own goods and trades insurance Fleet SOF
ERS Product Value Form Fleet 2024 ERS Product Value Form Fleet 2023 pdf ERS Product Value Form Fleet 2022

Looking for specialist Own Goods & Trades insurance?

Manual underwriting

All Fleet risks are manually underwritten by an expert underwriter.

Contact our team today on 0345 602 5809 or email

fleet.quotes@ers.com

Your Motor Fleet support network

Underwriting

CHRIS WILSON PINK

Chris Wilson

Head of Motor Fleet
NICKY HARTREE PINK

Nicky Harttree

Product Manager
CHARLIE DICKSON PINK

Charlie Dickson

Senior Underwriter
Ers pink2

Emma Greenwood

Underwriter
TIM HOCKEY PINK

Tim Hockey

Senior Trading Underwriter
Ers pink

Wendy Margetson

Underwriter
DAN KIDDIER PINK

Dan Kiddier

Underwriter
ED MORRIS PINK

Edd Moore

Senior Trading Underwriter
STUART MORRIS PINK

Stuart Morris

Senior Underwriter
STEVE NETHERCOAT PINK

Steve Nethercoat

Senior Trading Underwriter
RAMON PURCEL PINK

Ramon Porcel

Senior Underwriter
KARL SANDFORD PINK

Karl Sandford

Senior Underwriter
Ers pink4

Theja Vijayaragavan

Underwriter
JAMES DOOLEY PINK

James Dooley

Underwriter
Ers pink3

Samuel Glover

Underwriter
ERS Headshots 23 101695 PINK 2

Laura Jenner

Underwriter
PINK ALICE WHITE

Alice White

Underwriter
VICTORIA WELLS PINK

Victoria Murton

Underwriter
VICTORIA JOHNSTON PINK

Victoria Johnson

Underwriter
PAUL EMMETT PINK

Paul Emmett

Senior Underwriter

Marketing

CLAIRE MCSHANE PINK

Claire McShane

Marketing Manager

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