Our Specialist Commercial Vehicle (SCV) product is one of our most varied offerings, covering everything from street food vans to coaches converted into mobile libraries or cinemas, and even electric Tuk Tuks transformed into coffee carts. We cover seven diverse categories, each packed with quirky and unique vehicles serving a wide range of interesting and surprising purposes.
These vehicles are often customised to meet specific business needs—whether it’s adding bespoke seating and screens to a mobile gaming centre, installing a water tank for a mobile dog groomer, or fitting cooking equipment into a fish & chip van. That’s why we ensure all permanent modifications are covered, so your clients have one less thing to worry about.
These vehicles can carry higher risks than others, but we pride ourselves on digging into the details to understand exactly how these specialist vehicles are being used and the level of risk they present. Our SCV product is more comprehensive than many brokers realise—some have been surprised to learn that we can cover their customers' most unique vehicles. The weirder, the better!
Now, let’s walk you through each of the categories we cover, and share a few of the quirkiest vehicles we’ve seen along the way:
Catering: From mobile barista vans and catering vehicles to ice cream trucks and eco-friendly electric Tuk Tuks, we’ve got them covered.
Emergency & Rescue: Need cover for private ambulances, emergency doctor vehicles with green and blue lights, or even funeral transit? We’ve got you.
Non-Road Registered: Whether it’s forklifts, display vehicles, mobile high-pressure washers or cherry pickers, we provide the right protection for your clients’ off-road essentials.
Specialist Types: From mobile pet grooming vans and road sweepers to line-marking trucks, camera and amphibious vehicles —make us your go-to for specialist vehicle insurance.
Marketing, Exhibition, Retail, Entertainment and Education: Got a coach or commercial vehicle conversion? Whether it's a mobile media centre, soft play centre, office, classroom, or even a land train, we’ll take care of it.
Specialist Loads: Are your clients transporting hazardous materials like asbestos, gunpowder, or fireworks? We offer the specialised coverage they need for that peace of mind.
Driver Tuition: If your client is teaching drivers in non-standard vehicles like buses, coaches, tractors, or trucks, we’ve got them covered too.
So, what’s our appetite for the weird and wonderful?
- We’ve listened to our brokers and increased our maximum vehicle limit from five to ten.
- We’ll consider all vehicles modified from standard, regardless of weight, including electric vehicles.
- Drivers aged 25 to 75 are accepted, but we’ll consider others upon referral.
- And don’t worry—if your clients have claims or a driving history, they’ll still be considered.
Get speedy cover for your client’s specialist vehicles
The quickest way to access our Specialist Commercial Vehicle product is online through eTrade. If your client has more complex needs, our specialist team of underwriters are ready to help get them covered quickly.
Don’t have an eTrade account with us yet? Set it up here.
Learn more about our Specialist Commercial Vehicle product here or get in touch with our Broker Support Network here.
